Film “Inside Job” Written Assignment

Posted: September 4th, 2013





Film “Inside Job” Written Assignment


            “Inside Job” is a comprehensible documentary attributed to the works of Charles Ferguson who directed and unveiled it in 2010. Therefore, the film explores the financial meltdown in 2008 in the U.S that has its roots in the 1970s and people responsible for the crisis due to unethical practices in the financial sector. Their practices imposed huge losses to a multitude of stakeholders and brought the state’s economy to a stalemate. “Inside Job” highlights the harmfulness of deregulation, misinformed and uninformed investors, cases of fraud because of lack of transparency and conflict of interest among key players.

Critical Thinking in the Film

            The film illustrates good critical thinking because it triggers the viewers to analyze the financial crunch in the U.S and develop a deeper understanding of what and who were the causes for the meltdown. It goes further to create a critical platform that allows the viewer to make certain judgment concerning the key players and to project a probable outcome in the coming years. Failure to think critically in the film is depicted by the Wall Street banks who took illogical initiatives of promoting mortgages to people who could not meet such an expense. They traded on their own behalf with no speculation. They still managed to make profits despite the mortgages failing probably because they betted against their own clients through toxic loans and other unethical ways. The film bases its critics on the top players of Wall Street and agencies that were concerned with credits and regulation. Deregulation of banks created a loophole for mismanagement since they escaped the hands of scrutiny.

Assessment of Characters

            Inside job also shows some of the major players in the financial sector at the time and critics their attributes. Some, like Kristin Davis of Wall Street, were characters with points of logical vulnerability. Madam Kristin uttered the bank functioned in the premise of sex and cocaine for their esteemed clients and investors. The corporate culture supported prostitutes and illegal drugs disregarding the importance of ethical investment. Some of the Wall Street executives had no objection from the government even after ripping off their clients because of the policy of deregulation. The breakdown of the system can be justly blamed on federal regulators and executives of Goldman Sachs, Lehman Brothers and Bear Stearns. Wall Street and government agencies revolved around each other. Thus, American citizens were deprived of their rights.


            The film calls for transparency in handling financial matters and investment banks should adhere to certain rules in the trading process. The rules governing such banks should stipulate the requirements to consider when issuing mortgages to clients. Investment bank should serve the interest of clients and investors should save their money ethically based on long-term benefits. The film brings to life a crucial perspective that enlightens the viewer on the reason behind the social gap of citizens of the U.S. The top financial head are at the pinnacle while the rest of the vulnerable citizens are trying to spot their figures from the ground. It is rather absurd that such financial and government heads still maintain power, yet they are to blame for the present financial crisis.

Work Cited

Ferguson, Charles, Audrey Marrs, Chad Beck, Adam Bolt, Matt Damon, Paul A. Volcker, George Soros, Eliot Spitzer, Barney Frank, Dominique Strauss-Kahn, Svetlana Cvetko, Kalyanee Mam, and Alex Heffes. Inside Job. Culver City, Calif: Sony Pictures Home Entertainment, 2011.

Pizzo, Stephen, Mary Fricker, and Paul Muolo. Inside Job: The Looting of America’s Savings and Loans. New York: McGraw-Hill, 1989. Print.



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